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Black Friday: Sales Up, But Shoppers Still Cautious

American consumers flocked to shop this holiday weekend, with more consumers spending more money this Black Friday than last year. According to a survey by the National Retail Federation, 212 million...

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6 Hot Credit Card Trends for 2012

I think consumers deserve a T-shirt that says: I survived 2011. Even if you emerged from 2011 financially bruised and in debt, you’re alive and kicking. And you have reason to be optimistic because I...

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More Consumers Paying Down Debt

The recent recession drastically changed the way consumers felt about and handled their outstanding debts, and the renewed attention to paying down their balances was reflected in the drops in loan...

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After a Decline, Identity Fraud Rose in 2011

More than 11.5 million Americans became victims of identity fraud in 2011, a disappointing 12.6-percent increase after a dramatic decline the previous year, according to a new study released this week...

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Credit Card Delinquencies Fall as Balances Grow

Consumers seemed to get a better handle on their outstanding credit card debt over the course of last year, but spending on those accounts increased as well. Credit card accounts that were 90 days or...

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The Biggest Consumer Complaints of the Year

Identity theft continues to be a major concern for American consumers, accounting for more complaints in 2011 than any other type of fraud or scam, according to a report released Tuesday by the Federal...

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New Study: Consumers Better With Their Credit

Americans have generally been very good about paying their credit card bills on time since the end of the recession, and that trend continued in April. However, the number of seriously late accounts...

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Credit Card Debt Inches Up in August

The amount of credit card debt being carried nationwide rose very slightly in August, despite the fact that some of the areas hit hardest by the recent recession continued to slash their balances. The...

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Lenders Anticipate Better Credit, Fewer Defaults

The economic recovery over the past year may have prompted many lenders to ease their lending standards. And now, experts say that consumers are likely to default less and improve their credit in the...

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The Future of Credit Cards

At a recent conference devoted to travel and credit card rewards, executives from Chase, Barclaycard, US Bank, Capital One and American Express were on hand to share their views on the future of credit...

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